Today – Why insurance is an essential
I want to explore with you why insurance is essential.
I know that to a lot of perople it is not considered essential, it is considered as an extra, a luxury that they take on when there is spare money. Or to some people it is something that they don’t take on at all even when there is spare money because they figure ‘it proabbly won’t be worth it.’
I fall firmly in the insurance is an essential camp and there are a few reasons, form personal experience why this is.
Why insurance is an essential
I recall as a child my aunt’s beloved horse having an accident and smashing his jaw. He ended up fouling tool to have re-constructive surgery at an animal hospital that took a long, long time. This was beyond expensive as I assume you can imagine and yet there was no other option. …she loved that horse. But…she had no insurance.
When I had my very first home I had ploughed most of my money into the deposit and then well, I’ll be honest, I went out..a lot! I didn’t get insurance and then what happened! My flat roof fell in. I had rented up till that point and the landlord/lady had always fixed anything that broke and yet this time..agghhh. I couldn’t believe I had to pay for repairs myself. I had no insurance you see.
Not having insurance can be a very, very expensive mistake.
There are all sorts of insurance you can and should look into. For commercial insurance, Liverpool Rigby Financial can talk you through the various options and covers available and what really is a necessity. It is always worth enquiring of an expert when it comes to these things rather than leaving it to hearsay or what you ‘think’ might be necessary. When it comes to Business insurance Liverpool based Rigby Financial will suggest insurance policies base on individual requirements and this is what you want. Every business is unique and you want your needs to be considered.
Insurance is a necessity and yet one policy does not fit all. You need to find out what is right for you and your circumstances but you most definitely don’t want to wait until it is too late.