This weeks budgeting mum…
Hi, what’s your name? Cass Bailey (you may know Cass from her awesome thrifty blog The diary of a frugal family)
Any kids? 2 – Bethan who’s 9 going on 15 and Johnny who’s 7.
Do you work? FT/PT? I work part time.
Why do you work? Unfortunately, I have to work to pay the bills. I’d love to be a stay at home mum or be in a position where I could work from home but it’s just not possible at the moment although changing some of our spending habits has allowed me to reduce my hours from full time to part time.
What are your child care arrangements? Our school have an excellent breakfast club and I drop them both off at 7.30. They get breakfast (often hot) and do crafts before school starts at 8.40. All for 50p which I know is fantastic and we’re really lucky.
How do you manage for money? We often struggle and still spend too much occasionally but we are so much better than we used to and are much more aware of what we buy.
Do you worry about money? Yes but I think most people do at some time or another.
What do you waste money on? Lots of things but I’m getting better 😉 I like the kids to look nice and love to buy them new clothes but now, I buy the clothes second hand from eBay mostly and then sell them on again where possible. I also love to buy handbags and notebooks, oh and cookbooks too. I’m not nearly as impulsive as I used to be but I do still have my moments.
Have you made any big financial changes since having kids? Before kids we used to travel a lot – nowhere exotic but we used to have two or three holidays a year and we would regularly eat out and go to the pictures together. Now a meal and a trip to the cinema costs more than a weeks shopping so we don’t go nearly as often as I’d like us to. We went to see the Avengers film yesterday and it cost £30 just for the tickets
How do you make extra cash? I try and sell things on eBay when we’re finished with them and always use cashback sites like Quidco when shopping online.
Can you share 3 top budgeting tips for other parents?
1. Am I allowed to say meal planning for 1, 2 and 3? I would if I could as it’s the best budgeting tip I can ever give anyone – Plan your meals, write a shopping list and stick to it!
2. Make sure you have the best deals for everything – gas, electricity, phone, internet – basically anything you pay for.
3. eBay – especially if you have children. Buy their clothes on there and then sell them on when they’ve grown out of them.
Thank you Cass you are a top budgeting mum