These are my top five essential that a child needs that defy a budget……
1. Fruit and vegetables – it is really important that you get your five a day and feel fit and strong. Markets are great places to go to stock up and remember a glass of fruit juice counts so do make sure you and your kids get enough !
2. Home insurance (our sink cracked really badly last year and it was dangerous and leaked and we had no spare cash, THANK GOD for our home insurance and it wasn’t even a proper emergency!)
3. Your own dental and eye care (okay your kids get this for free but yours really do matter too. Children need you to be fully functioning!) If you are on a very low wage you will get glasses and dental treatment for nothing so do check out your rights at www.directgov.uk
4.. Basic child safety equipment e.g plug covers, door locks, stair gates, a good thermometer and fireguards also car seats that fit securely and have not have been involved in previous accidents and are the right size for your child. These are core essentials to keep your child safe well and protected.
5. Life insurance. It doesn’t bear thinking about does it but if something was to happen to you and you hadn’t put this in place….well, enough said.
What would you add?. Despite your budget what do you think you should never skimp on?