Profile of a budgeting mum: Troubles’ Mum

 Trouble Doubled

Hi, what’s your name? – Troubles’ Mum (I’m anonymous so that’s as good as it gets!)

Any kids? – Four girls – a seven year old, a three year old and 8 month old twins

Do you work? FT/PT? – Nope

If you don’t work why don’t you? – I have worked. A lot. Right now I am still getting over the shock of the arrival of the twins. I probably will go back to work sooner or later, but it’s easier for me to be at home while the twins are still small.  I couldn’t pay anyone enough to do what I have to do at home every day.

What are your child care arrangements? When I was working full-time with two children, I had a nanny who was fab. I have also used child-minders, nurseries, and after-school clubs over the years. Whatever has suited the working patterns I had at the time. For now, all the childcare is done by me.

How do you manage for money? Luckily hubby’s job is quite well paid, and the child benefit comes in handy too! I remind him that he can only have a successful, worry-free working day because I’m doing everything else though!

Do you worry about money? – not often, though we’ve had an expensive couple of months and I find myself watching the bank transactions a lot more closely these days.

What do you waste money on? – not much thankfully. We’ve always been sensible with money.  We’ve never really been big on foreign holidays or flashy cars.

Have you made any big financial changes since having kids? – No, because when I stopped working my hubby got himself a better paid job which compensated. I have done things like take out extra life insurance and things like that. I probably wouldn’t have bothered if it was just me and the hubby to worry about.

How do you make extra cash? Sell what we don’t need on gumtree or EBay. There’s no point in things gathering dust if someone else can use them, and you can have some money.

Can you share 3 top budgeting tips for other parents?

1. Buy in bulk when you see something good value and store it. Like things you can give as birthday presents, or non-perishables like nappies and wipes. Use a freezer for food.

2. Try and run as few cars as possible. They are not cheap. Keep a travel log for a few weeks and see if there are ways of managing with less cars, even if it means you have to fork out for the occasional bus or taxi.

3.Accept all offers of second-hand equipment (apart from safety critical things like car seats). Babies don’t care about how new something is, as long as it is clean and in working order.

My blog is It is about my everyday life with me and four girls. And poor dad of course. It is a splurge of random topics as and when I feel like it, and as I find the time to update it.

 Thanks so much for you answers Troubles Mum







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