Hi, what’s your name?
I’m Paula, aka @peabee72
Yes, three of the little ferals – 9, 6 and 4.
Do you work? FT/PT?
I work full time from home as a communications consultant. My work is really varied, one minute I’ll be writing a blog for http://www.cashiscool.com, which is a website all about the positive and practical world of cash with some really great budgeting and money management ideas. The next, I’m focusing on http://www.Inthepowderroom.com an international website for women, with really great content. In between times I’m working on PR and comms for a leading healthcare provider and organising charity football matches – it certainly keeps me busy!
Why do you work?
Firstly because I have to. Financially I have no other option. But more than that I’m really fortunate in that I love what I do and have been lucky enough to be offered some really exciting opportunities over the years.
What are your childcare arrangements?
My children are all in full-time school now so I’ve got a good chunk of the day for work. I stop for a bit when they get home and generally start again when they go to bed. My most productive time of day is probably 8pm – midnight. The holidays are tricky with no family close by so they tend to go to holiday club in the mornings and then we do ‘fun stuff’ in the afternoons. By working at night it means I can still achieve a full day without compromising them too much.
How do you manage for money?
We do okay. Being self-employed can mean feast or famine so I try and live pretty frugally and put money away for the leaner times. Planning my blogs for Cash-is-Cool certainly helps me to keep an eye on what I spend, although I’m not really a big shopper and my children are brilliant – they know that we have to watch what we spend and that birthdays and Christmas are when they receive presents – it’s not a 365 days a year thing!
Do you worry about money?
Not really. Maybe I should more but generally speaking I think that things always work out.
What do you waste money on?
Really nothing *shines halo*
Have you made any big financial changes since having kids?
I suppose I think more about the future and try and budget accordingly. They all have bank accounts but I’ve been meaning to go and get them converted into trust funds for ages now and just never seem to find the time. Holidays are a dim and distant memory and I rarely spend money on myself – somewhere along the line I stopped shopping for clothes anywhere other than the supermarket! I’m still completely irresponsible about things like a pension though and that’s something I really need to remedy…
How do you make extra cash?
By working harder!
Can you share 3 top budgeting tips for other parents?
1. Tesco vouchers! I save them and convert them to cinema and restaurant vouchers – perfect for family treats
2. Shop for food every other day – buy in only what you need (use a list!) and you’ll waste hardly anything. Also, if I use cash for food shops it really helps me stick to the budgets I set.
3. Buy cards in bulk – I have a friend who’s a phoenix trader and I keep my card calendar fully stocked – saves me a fortune!
Thank you Paula!