Profile of a budgeting mum: Miss Thrifty

The Miss Thrifty Blog, dedicated to money-saving tips and living well for less, is written by a working mum in North Yorkshire. It was named Best Lifestyle Blog in the Cosmopolitan Blog Awards 2011 and, in the words of The Daily Telegraph, “Miss Thrifty has become hugely popular. Her posts tackle all cash problems: beauty, fashion, holidays, weddings, personal finance and food.”

The Miss Thrifty Blog

Miss Thrifty on Facebook

Miss Thrifty on Twitter

Miss Thrifty on Pinterest

Baby Budgeting, Profile of a budgeting mum

 

Hi, what’s your name?

Miss Thrifty.

Any kids?

One! He is called Thrifty Baby (although that may not be his real name…). He is eight months old.

Do you work? FT/PT?

I work full-time.

Why do you work?

I run my own company: it’s a second baby, if you like. A high needs baby who pays the mortgage…

What are your child care arrangements?

My husband works Tuesday to Saturday, so Mondays are Baby & Daddy Day. Fridays, I work from home. Tuesdays, Wednesdays and Thursdays are when Thrifty Baby trots off to nursery.

How do you manage for money?

With care! As readers of my blog will tell you, I have tightwaddery down to a well-practised art. When Miss Thrifty launched in 2008, I was thousands of pounds in debt, and on my uppers. Talking about money, however, just wasn’t “done”. My friends and family had zero interest in hearing about my new passion for making ends meet, so I began sharing my money-saving tips, tricks and discoveries online instead…

Do you worry about money?

Yes, but in the current climate, doesn’t everyone? I’ve noticed that my blog readership is extraordinarily wide-ranging, in terms of lifestyle and income level. What they all have in common is that they all want to save cash.

What do you waste money on?

I live frugally, so I’ve had to think hard about this one. I have a holiday every year, albeit a thrifty holiday: is that a waste? Argh, I’m making myself sound like some po-faced paragon of fiscal responsibility, which really isn’t the case. I bumble along like everyone else – just in a leaner sort of a way.

Come to think of it, I did go a bit blotto on the Marks & Spencer website last night. Twenty per cent off jeggings, two jumpers for £20, free delivery and Quidco cashback sorted my winter wardrobe for a bargain price – but really, how many jeggings does one woman need?

Have you made any big financial changes since having kids?

No, but I have made sacrifices in other ways. I returned to full-time work after three months of maternity leave, which was hard.

Also, I am finding it difficult to save at the moment because nursery fees take a whopping great bite out of my monthly payslip. I shouldn’t moan though: one advantage of living here in Yorkshire is that the nursery fees are almost half of what they are in some parts of the south-east.

How do you make extra cash?

Blogging and eBaying. We’re planning to go and sell at a local car boot sale too, but we’ve been hanging out all summer for a fair weather day.

Can you share 3 top budgeting tips for other parents?

1. Invest in a slow cooker.

2. Stop your food from going mouldy.

3. Make your own floor cleaner.

 

Thanks so much for you Miss Thrifty!

 

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