Profile of a Budgeting Mum: Emma Bradley


                                                                Emma blogs over at Emma and 3

Hi, what’s your name? Emma

Any kids? Yep 3, Chloe 11, Dylan 7 and Erin 17months

Do you work? FT/PT? PT three day week

Why do you work?

To be able to afford the children’s lifestyle.   Inc dancing lessons and family holidays.

What are your child care arrangements? Grandad one day a week, nursery two days per week.

How do you manage for money? Fine

Do  you worry about money? No never.

What do you waste money on?

Clothes, lunches out

Have you made any big financial changes since having kids?

No, I had no money and no real career when I had the eldest, then I trained and had Dylan life has become easier and easier.  This is due to investing at the start of Chloe’s childhood.  We had a very limitied budget but now have both had promotions at work.

How do you make extra cash? I have done it lots of ways from mystery shopping, selling on ebay, entering competitions.

Can you share 3 top budgeting tips for other parents?

1. Have a long term plan and invest in YOU.

2. Buy toys second hand at nearly new sales.

3. Cook and eat together, its healthy and cheaper – lots!

Thanks so much for you answers Emma – you sound sorted! .


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