What’s your name?
Amanda or @gidders1 on twitter, gidders is a nickname my husband calls me.
I have two girls, Miss N who is 9 an avid reader and beautiful to boot, and Miss A, 2 who is a cherub like minx!
Do you work?
If so what do you do?
I do administration for my husband at home.
Why do you work?
I do it for a little extra money into the budget, and to keep my brain active!
What are your childcare arrangements?
I don’t have any, it fit’s around my youngest being at preschool and evenings, and sometimes very early mornings!
How do you manage for money?
In another life I was a mortgage advisor, and I wholeheartedly believe in a monthy budget planner. Each year we complete one, with absolutely all the monthly outgoings and one off events in the year. We then know how much we have left at the end of each month for spends. Also communication, you need to keep talking so you have no surprises!
Do you worry about money?
What do you waste money on?
Hmmm…..$tarbucks or Costa fortune Coffee!
How do you make extra cash?
I try to sell no longer used things on eBay whenever I can!
I use the nectar site, to claim points on almost everything we buy online, including my weekly shop. We usually build up around £100 each year!
Please share 3 top budgeting tips –
1. If you see something that you really want to buy, take a breath. Never take the first price you see. Do your research, it could be simply tralling the Internet or if you are brave barter!
2. Look at you bank statements objectively. What are the areas that you could save in?
3. I hate credit cards, but if you use them responsibly you can earn extra money, pay them off each month, and reap the rewards!