Should pocket money be linked to chores?

Talking about money can create strong opinion and is often avoided for that very reason. Personally I find it absolutely fascinating to hear people’s views on money and how they value it and how they use it.

I think it is really important that we do talk about money actually, in education and especially within our families.

Do you talk about money much?

I am really hoping you’ll enter into this conversation with me because I am really interested what other people do about this.

I’m talking pocket money and chores. For some families the two are inextricably linked, for others they are totally separate.


What’s your opinion?

Do you think pocket money should be linked to chores?

I asked my two children what they thought. My 12 year old felt that you should get pocket money  anyway but that you should get more pocket money if you do chores.

My youngest, aged 9, felt you should get it anyway and that chores were a completely different thing.

My opinion is pocket money is a really useful way of educating children about finances and that I would not take it away from them if they were refusing to help out (they would lose their screen time instead!)

I expect my children to do chores every day. Not lots, but some. They help load the dishwasher, bring clothes downstairs for the laundry, they are expected to help lay the table for dinner, clear away the dishes and keep their own bedrooms tidy. I expect them to do this as they are part of a family and IT’S NOT JUST MY JOB!

Sorry did I just shout that!

However, sometimes there are bigger jobs that need doing in the home ‘extra to the norm,’ so I may well ‘incentivise the kids to help out,  with money’ This usually involves proof reading something I’ve written by my grammer perfect son or helping me tidy out the car (my least favourite job ever) For these jobs I’ll offer anything from 50p to £1.50, not much but enough to get them to go that extra mile.

When I was a child no chores were linked to pocket money. We were expected to help a lot as my granny was disabled and a lot of my mum’s time and care was taken up with her. I never resented this or expected payment for it and in some ways I suppose I have carried that through.

On the other hand I want my kids to understand that hard work brings financial reward. I want them to learn to save up, be motivated and not just expect hand outs.

We have been using RoosterMoney to help educate our kids.

Have you heard of  RoosterMoney?

It is an app with a really simple mission – they want to  help parents teach their children the value of money in a digital age. It’s basically a digital tracker for kids to keep track of their pocket money. They can also work towards their money saving goals and earn rewards,

Kids do love their apps don’t they and RoosterMoney is really straightforward and visual.


You get to  oversee what money goes in and out of their account (and you remain the Bank of Mum and Dad without making any actual deposits).


RoosterMoney provides a good step towards independent money management, encourages goal setting heard work and tracking money. All great skills for the future. I think its a great app as it educates, motivate and empowers kid on the road to financial independence. Here is my son working out how much more he had to ‘earn’ to reach his goal ( a PS4 virtual reality headset!) This may take a while but he is really enjoying working out how to earn it!

pocket money be linked to chores

I’ve a feeling he is going to be begging me for extra chores now.

So please tell me in the comments below what you think.

Do you think chores should be linked to pocket money?











  1. November 16, 2016 / 5:28 pm

    I don’t think pocket money should be linked to chores. That teaches children that you’ll always be rewarded for doing something, which I think is wrong. In a family, everybody needs to do their part – at least, that’s how I see it x
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  2. November 16, 2016 / 8:01 pm

    We’re still quite hit and miss with pocket money, but I do offer to pay Zak to help me with blog projects and occasionally pay 10pence per pair of socks paired and 30p for a tumble drying run!
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  3. November 16, 2016 / 8:08 pm

    That sounds like a fantastic app. We don’t have pocket money associated with chores as a base rate. However, things like – leaf raking, washing the car, weeding the garden etc… can earn extra money towards the overall pocket money.

  4. November 16, 2016 / 8:13 pm

    I sort of do sort of dont agree! But yes do think everyone should help anyways

  5. November 16, 2016 / 8:14 pm

    Oh i will so try the sock pairing! hate that!

  6. November 16, 2016 / 8:14 pm

    Sounds like my approach x thanks for commenting

  7. November 16, 2016 / 8:18 pm

    I’m really torn on the pocket money linked t chores thing as on one hand it is a great motivator but on the other I feel kids should be involved just to be part of the family. We’ve tried various things over the years and now JJ has chores linked to tech time and he gets pocket money just because. It works for us. Mich x
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  8. November 17, 2016 / 7:26 am

    This looks like a great app and we will definitely be investigating it! We have agreed a set amount a month pocket money (and they are expected to help around the house in return) but they can earn more money for extra big jobs. Life generally is about doing something to get something back in return but it shouldn’t always be about that and you want your children to learn as you should help others without expecting anything back. Money management is an important skill to learn!

  9. November 17, 2016 / 9:51 am

    My kids pocket money is linked to their behaviour, each money they are given a certain number of points which is equivalent to a certain amount of money, they can then gain and lose points throughout the month. They then get whatever points is left transferred to money on the 1st of the new month. It works really well for us 🙂
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  10. November 17, 2016 / 10:43 am

    I think our kids should help out regardless of money but saying that Grace is horrendously untidy and sometimes I must admit I do say that if she doesn’t keep her room tidy then she will have money withheld. I definitely think they have to learn that money must be earned otherwise they will have no idea once they are older.

  11. November 17, 2016 / 10:47 am

    I think for the most part, there needs to be a plan, and then you stick to it, rather than if it needs to be linked to chores. We do link it to good behaviour and helping around the house, and have a set amount for each of the girls. Love the idea of an app, as its a structure that’s most important I think.
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  12. November 17, 2016 / 10:21 pm

    No I am with you – chores are something we all have to pull together and do – because as a family we all help each other out and no one person is expected to clean up after everyone else. My teen does get money for vacuuming for his nan and it does annoy me. In fact mine don’t really have pocket money but they do have what they want. I do talk about money and my method must work because my oldest finished his first year of uni with lots saved up. This app looks good for them saving/budgeting any money they get though (usually birthdays, Christmas and from relatives)
    Pinkoddy recently posted..Playstation Bringing People TogetherMy Profile

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