Hi, what’s your name? Laura Seaton
Any kids? Two
Do you work? FT/PT? FT self employed
Why do you work? My sanity
What are your child care arrangements? Step over them and ignore them
How do you manage for money? I have an excel budget sheet that I use daily
Do you worry about money? Every few weeks or so the total in the bank is lower than I would like because of when the big bills go out. I also worry about not having any savings but we are not in a position to do that yet.
What do you waste money on? The kids. Pester power is rife in my house and they spend a fortune on sweets and rubbish toys.
Have you made any big financial changes since having kids? I am a lot better with money than I was before. I earn less, but manage to buy more because I used to be more extravagant in everything including going out.
How do you make extra cash? I use my blog to help me make money but my main tip is to make the money you have got get you extra instead.
Can you share 3 top budgeting tips for other parents?
1. Have a budget sheet, all incomings and regular outgoings including petrol, birthdays etc. Mine reaches until 31st December so I know I wont worry about money around Christmas.
2. Do your food shopping online, seeing the total increase means you cut out on unnecessary stuff and really see the difference in the total.
3.If you cant do online shopping just don’t take the kids or other half, stick to a list and only write the list after meal planning for the next few weeks.
Thank you Laura!
Laura blogs at Tired Mummy of Two