Profile of a budgeting mum: Kate Ladd

Hi, what’s your name? Kate Ladd

Any kids? Yes one son (Joseph (aka Youngling) he’ll be 3 in March)

Do you work? FT/PT? I do occasional part time work at a tots group which I set up and run and working on the elections for the local council once a year etc. I sometimes get sponsored to write an article on my blog too:

Why do you work? To give me a little ‘pocket’ money and Independence.


What are your child care arrangements? Youngling goes to pre-school 2 mornings a week which I have to pay for until the term after his 3rd birthday.

How do you manage for money? I do have help from the government etc. after the separation between my sons father and I, 10 months ago. I try to save as much as I can.

Do you worry about money? Yes most of the time but I am much better at managing my money nowadays. Most days I have a good sense of value which has taken me years to appreciate.

What do you waste money on? Food!

Have you made any big financial changes since having kids? Yes I don’t just go out and buy something when I see it anymore. I generally only treat myself to clothes on special occasions, weddings and birthday’s etc. I learnt very early on not to buy everything ‘named’ for my son. Most of the supermarket own brand products worked out cheaper and better for me and my family and I am not ashamed to buy them. They saved me a great deal of money.

I am also trying to teach Youngling the importance of saving, something I wish I had learnt when I was younger. I am teaching him by giving him money boxes and encouraging him to put his pennies away. Then we take it to the bank it’s an exciting outing to a 2 year old 😉

How do you make extra cash? Again from my tots group (though most of the ‘profit’ goes back into the group for the parties etc. and writing on my blog: I wish to write more sponsored posts in the near future. I also sell some of clothes and books etc on eBay.

Can you share 3 top budgeting tips for other parents?

1. Shop around. Look for the best deals, especially for food options. Don’t be a label lackey. Even with clothes, shoes and household products.

2. Save a penny every day. If you can save more then go for it but put at least a penny away every day. You never know you may need it for a rainy day.

3. Sell, sell, sell. Don’t be wastefull with your old belongings. Sell them on ebay, gumtree, amazon, play and the like. Go to carboots and even if you make 20p for a jumper thats better than nothing.

My blog: Two Cats, Youngling and Me,

Hi everyone and welcome,

I am Makeshift Mummy (aka Kate) I am a twenty-seven year old Graduate of Drama (and Spanish). Since I was absolutely hopeless at acting I focussed on writing and after graduation completed a Journalism and Freelance Writing course from The London School Of Journalism and then I had a baby.


Youngling and I live in a three bed rented terraced house in Letchworth Garden City in Hertfordshire. Younglings daddy (Doo) and I separated in April 2011 so we have been learning to survive and thrive on our own, and the two cats of course. Polly (aka PolPol) is our five year old white and tortoise shell feline who licks your hand if she likes you. Charlie Cat (aka Larley) is our one year old Ginger Tom cat who we adopted from a friend at a lose end mid 2011. We couldn’t imagine our lives without him now as he really has become a part of the family.


So this blog (adequately named Two Cats, Youngling and Me) is an online journal of my life and examples of my writing. I am learning every day and hope to share my experiences with you all and make a living as a Stay At Home Mum (SAHM).


If you have any questions, feedback or would just like to be friends then please get in touch via my Email. Or if you would like to discuss any PR Pitches I would be happy to hear from you – please see my Contact Page for details.


I hope that gives you a little insight into me and mine. I look forward to getting to know you all and hope you enjoy my blog, the good, the bad and the ugly.


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