My top 5 ways to save money

Saving money requires assertiveness, discipline, creativity and a few simple tricks. I know many many ways to save money but these ideas rank as my top 5. They are simple, can be used over and over again and they require little effort. I hope you enjoy them.

Here are my top 5 ways to save money

5 ways to save money

1. Telling people I will get back to them when invited to a social occasion (this way I have time to think about if I can afford something or not without making rash decisions)

2. Never EVER having my credit card out and about with me so I avoid impulsively using it. THis way I  have to think and plan if I am going to use it.

3. Direct debiting money into my savings account the day I get money in each month so it goes straight out before I can spend it.

4. Whenever I am about to purchase something online I head to google and type the shop/restaurants name plus voucher code. Always a winner and has saved me £100’s of pounds.

5.  I have taught my children to be creative: nature, cardboard boxes, sport, imagination, role play and art. I don’t get badgered for days out DS games and laid on entertainment. Creativity saves!

Oh I could go on and on and on……

What are your top 5 ways to save money? 

 ways to save





  1. Becky
    June 8, 2012 / 1:47 pm

    Thank you Susan x

  2. Elaine
    June 11, 2012 / 11:49 am

    Great tips… I’m rubbish at budgeting but living somewhere without any of the big shops means that I either have to make the conscious decision to go shopping or to order online so that curtails me a bit!

  3. Becky
    June 11, 2012 / 12:03 pm

    good planning !

  4. Cazzie
    June 30, 2014 / 11:01 pm

    Any money that I save using coupons or little wins on lottery cards goes straight into a purse and I use that money for Christmas.
    I currently have £290 in there 😀

    Put £1 a day in a pot and by Christmas you will have £365!

    Any loose change that we have at the end of the day is put int another pot, we also put money that we find on the street in there as well.

    When we are council extortion fee and water rates free in February and March I put that money to one side and that covers those bills in December and January.

    I only shop once a week, if I run out of anything then we go without.

  5. October 9, 2015 / 7:29 pm

    I used to be very good at not carrying any bank cards unless we were going shopping, I have got out of the habit now..and needless to say there has been over spending.. thanks for a post which reminds me of a small but essential change!

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