A simple guide to understanding credit
Well it’s budget time and apart from the fact the cost of beer is going down (so unimpressed by that ???!) a lot of what is said is easily confused and confusing

Money , budgets, credit APR, debits, interest, fixed rate finance aaaagh ! The world of finances and the words of finance can utterly befuddle people.
As you may know if you follow my blog regularly I have been reviewing the Aspire credit card for capital one a new venture for me as credit cards are something I don’t really use.
Credit Made Clearer
Capital One fully understand that credit can be very confusing and so created the credit made clearer toolkit which i am so delighted to show it.
It considers of the A-Z jargon buster so you can look up words that you don’t understand and get these clearly explained. There is also a fabulous list of frequently asked questions such as:
Q What is an APR?
Q What is a credit limit?
Q What is a credit history?
So helpful!
Last but most definitely not least the credit made clearer videos are absolutely awesome. So simple and straightforward they explain aspects of credit so well
Credit Made Clearer Video Library
There is nothing better than a video to explain things clearly. Their credit card videos give you clear and simple explanations on all things credit related, including how to improve your credit score and how to use a credit card. Check out this impressive list
Their latest videos
- How to book a worry free holiday
- Making your holiday money go further
- Using an overdraft wisely
- How to shop safely online
- How to make money with a credit card
- The Bloopers
Old favourites
- Credit – what is it?
- Credit Card No-brainers
- Paying it back
- Staying safe
- Payment trouble
- Applying for a Credit Card
- Using a Credit Card
- Understanding Interest and APR
- Introducing the Progress Card
- Why applications get declined
- How to get a better credit score
I think these are just such a great resource and so useful to beginners in the world of credit or those who aren’t too sure what they are dealing with.
Hope they make credit clearer for you!
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