3 big financial challenges when you have a baby

Financial challenges when you have a baby are real and can, at times, feel overwhelming.So can a host of other baby-related worries.

When you first find out you are pregnant feelings are often intense. If planned or a welcome surprise they can be incredibly happy feelings but in every case, I have ever known there is always at least a little worry.

financial challenges when you have a baby



Worries about the babies and your own health, worries about how it will impact your relationships, worry about how you will adjust your lifestyle.

having a baby is such a huge life event some worries are inevitable and as long as they don’t overwhelm you these worries can be really healthy motivating you to address the issues, stay healthy, keep communicating and begging it alter how you live.

The financial implications fo having a baby impact pretty much everyone and for me, well these were most definitely a worry.


3 big financial challenges when you have a baby

The three biggest challenges I faced financially related to my job, my car and my home. I think these are fairly common areas of concern for many people who are having a child.



Whether you plan to return to work full time, pack it in altogether or take maternity and perhaps extended leave your job WILL be impacted by you having a baby. Many parents find having to pay out nursery fees can make a part-time job just not financially viable and for those who go back to work full time, they need to factor in a lot of childcare costs too.  If you give up work then there are a LOT of financial implications and budgeting has to be high on the agenda and needs a LOT of thinking through and exploring.



Is your car adequate for a baby? Indeed do you even have a car or need one? I found mine needed upgrading to something safer and a little larger by the time I got to baby number 2 and that gave me space and security that were important to me Other people I know have gotten rid of their cars because they were just too expensive.  Having a baby really does change things.



And also- what about your home? Is it big enough for a new little one, is it right for you? We moved shortly before having our baby and it was all very fraught as the house move took ages and we really were not sure we would be moved in time.

With a little one on the way you may be thinking I need to sell my house fast And, rather than getting stuck in a potentially long-winded home selling process, selling to a property buying company might be a better option.  Alternately renting may be a different option for you whilst you are looking for a suitable abode.



Undoubtedly babies completely change our lives, impacting on our jobs, cars and homes and well, in so very many other ways.

Most of all though? They impact our hearts and show us that nothing at all matters as much in the world as the privilege raising the next generation and getting lots of cuddles with our baby.


3 big financial challenges when you have a baby is a collaborative post


1 Comment

  1. June 13, 2018 / 10:41 am

    I am always conscious about baby health and this article help me in filling some of my thirst. Thnks admin

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