Profile of a budgeting mum: Clare Nicholas

Clare Nicholas


Hi, what’s your name? Clare Nicholas

clare nicholas

Any kids? 2 children aged 3.5 years and 8 months

Do you work? FT/PT? SAHM

If you don’t work why don’t you? I’m a Nanny by trade, when I just had the one child then I could take them with me.  Now I have 2 it’s not as simple and I can’t find a job to fit in with both children.  I’m hoping when the oldest is at school then it will be simplier, also my mother in law used to look after my daughter 2 days a week while I worked but can’t do so anymore

What are your child care arrangements? I look after them.  My Mother in law used to have my daughter while I worked for 2 days and I would take her with me for the other 3 days.  Mother in law is now too poorly to do so as has Bone, Liver and Breast Cancer

How do you manage for money? Family help, blogging

Do  you worry about money? Yes

What do you waste money on? We don’t waste money, it is all accounted for

Have you made any big financial changes since having kids? Yes, We now have only the one car and walk as often as possible.

How do you make extra cash? Selling old unwanted items, Blogging, Babysitting

Can you share 3 top budgeting tips for other parents?

1. Don’t be afraid of second hand items, esp for the kids as they grow out of them so quickly

2. Buy neutral/unisex coloured toys/bikes etc so they can be past down to future children

3. Sell unwanted and finished with items.  Bundle up clothes which no longer fit the kids and sell in bundles.

My Blog – Living life to the full with 2 whirlwinds, featuring arts and crafts, reviews and much more.


Thank you so much Clare Nicholas


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