Profile of a budgeting mum: Carolin Mader AKA Mummy Alarm

Hi, what’s your name?

Carolin Mader

profile of a budgeting mum, carolin mader

Any kids?

I have a very active toddler girl. She’s called Amy and 18 months old.

Do you work? FT/PT?

I am working from home on a part-time basis and earn my money as a freelance writer and translator. This way, I can juggle working, looking after my daughter and keeping on top of the household – well, at least I am trying to. 

Why do you work?

I’d love to say that I am working because I like to be creative and want to keep my brain active and that is true to a certain degree, but of course, I am also working because I have to pay bills and want to be able to afford the one or the other treat.

What are your child care arrangements?

I am looking after my daughter and fit in work around her naps and bedtime. Luckily, Amy is a really relaxed toddler and allows me to get the odd bit of work done while she is playing.

How do you manage for money?

We are doing alright, but a little more cash in our pockets wouldn’t go a miss. Special occasions and holidays require a fair bit of juggling and at the end of the month it is getting a little tight, but there are people worse off than us, so we can count ourselves lucky.

Do you worry about money?

Definitely, I always worry about unexpected bills or unforeseen things happening like the car breaking down or the washing machine losing the will to live. We don’t really have the income to include these things in our monthly budget at the moment, but I want to work on putting a set amount of money to the side and saving for Amy.

What do you waste money on?

Takeaways! We try to not have them regularly, but after a long day they seem like such a great idea. In the morning not so much!

Have you made any big financial changes since having kids?

We haven’t made any major changes, but we eat out less and spend our evenings at home rather than going out. You wouldn’t think how much money you save this way.

How do you make extra cash?

I sell unwanted clothes or baby items on a local FB selling group. This way someone else has to spend less on an item they need and I make some extra pounds. I also use cash back sites whenever they offer deals that fit in with purchases I am planning.

Can you share 3 top budgeting tips for other parents?

1. Plan the weeks meals and stick to your meal plan

2. Take snacks and drinks with you on a day out

3. Use money-off codes and vouchers when shopping

 

Mummy Alarm (http://www.mummyalarm.co.uk) is the blog of an English/German family of three and gives you an insight into life of the bilingual way. On the blog you will also find parenting news, competitions and reviews as well as recipes and money-saving tips and tricks.

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1 Comment

  1. November 9, 2012 / 4:50 pm

    I can SO relate to the takeaway thing, we seem to think they’re a good idea a little to often in our house too!
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