Hi, what’s your name? Zoe Morrison
Any kids? I have two boys aged 1 and 3
Do you work? FT/PT? I work part time as an Internal Auditor
Why do you work? My husband won’t let me quit just yet J
If you don’t work why don’t you? n/a
What are your child care arrangements? My children go to nursery
How do you manage for money? My husband and I set a budget and try to stick to it!
Do you worry about money? I never used to worry about money, but since I have had children my priorities have changed and I want a career which is more flexible around my home life and would happily live off less to be able to do it. I have spent the last year nearly constantly thinking and blogging about ways to reduce our household expenditure so we could get to a point where we could happily live off one salary.
What do you waste money on? Very occasional impulse buys of things I really didn’t need and I’m sure I could still use the food I buy more efficiently (although I try not to waste food, it doesn’t always go to plan).
Have you made any big financial changes since having kids? In some ways nothing has changed. We are both in steady jobs and have a budget which we stick too and we always have. However my attitude to money has changed and over time I have made a large number of little changes to my spending habits.
How do you make extra cash? I love writing and at around the time I decided to start slashing my expenditure I discovered blogging. I started up my blog www.ecothriftyliving.co.uk and have made a little bit of extra money from that.
Can you share 3 top budgeting tips for other parents?
1. Base your budget around reality – look at what you are actually spending on things and be realistic about where you can make cuts if that is your aim.
2. Have some financial aims and goals. If you know what you are aiming for, you are more likely to get there
3. Don’t feel that you have to deprive yourself of things you love or only buy the cheapest things when you are on a budget – there are many secondhand items which are cheaper and better quality than new ones. If you are buying something new, it may well be worth spending a bit more on a better quality product which will last longer and actually do the job properly – it could work out cheaper in the long run.
To follow my journey on the path to eco-friendly thrifty living and for tips on how to slash your spending but not your principles take a look at my blog www.ecothriftyliving.co.uk